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Middlesworth v. Oaktree Collections

November 3, 2009

CHARLES AND ALBERTA MIDDLESWORTH. PLAINTIFFS,
v.
OAKTREE COLLECTIONS, INC., DEFENDANT.



The opinion of the court was delivered by: Oliver W. Wanger United States District Judge

MEMORANDUM DECISION AND ORDER RE APPLICATION FOR DEFAULT JUDGMENT

Plaintiffs Charles and Alberta Middlesworth filed a first amended complaint ("FAC") for unlawful debt collection practices under the Fair Debt Collection Practices Act ("FDCPA"), 15 U.S.C. § 1692, on May 7, 2009. Doc. 6. They allege that Defendant, Oaktree Collections, Inc., placed threatening, harassing, and abusive collection calls to Plaintiffs demanding payment for an alleged debt and threatening to repossess Plaintiffs' vehicle and report Plaintiffs to credit bureaus, even though Defendant had no intention of doing so, all in violation of FDCPA. See FAC ¶ 25(a)-(g). In addition, Plaintiffs allege that Defendant violated FDCPA by failing to disclose in subsequent communications that the communications were from a debt collector and by engaging in unconscionable means to collect or attempt to collect an alleged debt. See FAC ¶25(h)-(i).

The amended complaint was served on Mr. Terry Brayban, at Defendant's business address, 20424 W. Valley Blvd., #B, Tehachapi, CA 93561 on May 20, 2009. Doc. 8. Default was entered on July 17, 2009. Doc. 13. Plaintiff now seeks entry of default judgment in the amount of $5,350.58, representing statutory damages in the amount of $1000.00 under 15 U.S.C. § 1692k(a)(2)(A), $3114.90 in attorney's fees, $485.68 in costs, and $750.00 in anticipated collection costs. Doc. 14.

A.$1000.00 in Statutory Damages is Justified

The FAC alleges only one claim describing conduct that allegedly resulted in nine separate violations of the FDCPA. See FAC ¶25. Title 16, United States Code, section 1692(k)(a) provides:

Except as otherwise provided by this section, any debt collector who fails to comply with any provision of this subchapter with respect to any person is liable to such person in an amount equal to the sum of--

(2)(A) in the case of any action by an individual, such additional damages as the court may allow, but not exceeding $1,000....

Defendant has not offered any evidence to counter Plaintiffs' allegations that Defendant used harassing and abusive language to collect an alleged debt, which makes out a prima facie violation of 15 U.S.C. 1692d(1)("A debt collector may not engage in any conduct the natural consequence of which is to harass, oppress, or abuse any person in connection with the collection of a debt."). In light of Defendants' default and the allegations in the complaint, Plaintiffs prevail on their statutory damages claim and are entitled to a judgment in the amount of $1000.00.

B.$3,114.90 in Attorney's Fees is Reasonable

Section 1692k(a)(3) provides that in the case of any successful action to enforce liability under FDCPA, a prevailing plaintiff may recover "the costs of the action, together with a reasonable attorney's fee as determined by the court."

The declarations and attachments submitted in connection with the application for default judgment demonstrate that the attorney's fees requested are reasonable. One attorney who bills at $394/hour spent just over two hours on the case, another who bills at $290/hour, spent two and a half hours on the matter, while a third attorney, who bills at $250/hour, spent less than five hours on the case. In addition, a paralegal, who bills $125/hour, worked less than four hours on the case. The total time spent on the case by the firm was less than thirteen hours. This is a reasonable expenditure of time to, among other things, draft, serve, and file a complaint, an amended complaint, and move for entry of default judgment.

C.$485.68 in Costs is Reasonable

Plaintiffs request $485.68 in costs, representing $350.00 in filing fees and $135.98 for service of process. ...


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