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Miguel Ramos, Plaintiff v. Bank of America N.A.

July 10, 2012

MIGUEL RAMOS, PLAINTIFF,
v.
BANK OF AMERICA N.A., A DELAWARE CORPORATION AS SUCCESSOR IN INTEREST FOR COUNTRYWIDE HOME LOANS INC., AND ALSO DOING BUSINESS AS BAC HOME LOANS SERVICING LP AND RECONSTRUST COMPANY N.A.; DOES 1-100, INCLUSIVE, DEFENDANTS.



The opinion of the court was delivered by: Lucy H. Koh United States District Judge

ORDER REMANDING CASE

United States District Court For the Northern District of California

On February 2, 2012, Plaintiff Miguel Ramos ("Plaintiff") filed a complaint in the Superior Court of the State of California for the County of Monterey against Does 1-100 and Defendants 21 Bank of America N.A., as successor in interest to Countrywide Home Loans Inc., and also doing 22 business as BAC Home Loans Servicing LP and Recontrust Company N.A. ("Defendants"). See 23 ECF No. 17-1 ("Compl."). Plaintiff asserts five causes of action arising from Defendants' business 24 practices with respect to refinancing the mortgage on his home: (1) fraud; (2) violation of the 25 "predatory lending act;" (3) violation of California Business and Professions Code § 17200 26 (California's unfair business practices act); (4) declaratory relief; and (5) cancellation of deeds of 27 trust procured by fraud. See id.

On March 2, 2012, Defendants removed this action to federal court pursuant to 28 U.S.C. § 1441, asserting federal question jurisdiction as the sole basis for removal. See ECF No. 1 (Notice 3 of Removal). After the case was reassigned to the undersigned judge on March 23, 2012, 4 Defendants filed a Motion to Dismiss the Complaint pursuant to Federal Rules of Civil Procedure 8 5 and 12(b)(6). See ECF No. 13. Plaintiff failed to file an opposition to Defendants' Motion to 6 Dismiss by the response deadline of May 10, 2012. See ECF No. 14 (Defendants' notice of non-7 receipt of opposition). To date, Plaintiff has still not filed an opposition. 8

In light of Plaintiff's failure to file an opposition to Defendants' Motion to Dismiss, on May 18, 2012, the Court ordered Plaintiff to show cause why this case should not be dismissed for 10 failure to prosecute. See ECF No. 16. However, as a precondition to Plaintiff's Order to Show Cause, the Court first ordered Defendants to show cause why this case should not be remanded for lack of federal subject matter jurisdiction. See id. A party seeking to remove an action from state 13 court bears the burden of establishing federal jurisdiction. See Moore-Thomas v. Alaska Airlines, 14 Inc., 553 F.3d 1241, 1244 (9th Cir. 2009). Pursuant to 28 U.S.C. § 1446(a), a party seeking to 15 remove an action from state court must file a notice of removal containing a short and plain 16 statement of the grounds for removal, together with a copy of all process, pleadings, and orders 17 served upon such party in the action. Here, Defendants had apparently attached to their Notice of 18 A. As a consequence, the Court had no basis from which to determine whether removal of this 20 action was jurisdictionally proper. See 28 U.S.C. § 1441(a) (providing that a suit may be removed 21 from state to federal court only if the federal court would have had subject matter jurisdiction over 22 the case). The Court therefore ordered Defendants to show cause why this case should not be 23 remanded for lack of jurisdiction. 24

Defendants timely responded to the OSC on June 1, 2012, explaining that they had 25 inadvertently and erroneously attached to the Notice of Removal copies of the process and 26 pleadings from a different state court action. See ECF no. 17 ("Resp.") at 2. Defendants submitted 27 copies of the proper process, pleadings, and orders served on Defendants in the state court action, 28 and asserted that the Court has federal question jurisdiction over Plaintiff's claims under 28 U.S.C.

Removal the process and pleadings from an altogether different case. See Notice of Removal, Ex. 19 § 1331 because resolution of Plaintiff's claims "will require adjudication of a disputed question of 2 federal law." Resp. at 3. Defendants also appeared at the June 20, 2012 OSC hearing. Plaintiff 3 did not file a response to the OSC or appear at the June 20, 2012 hearing. 4

5 the Court concludes that the Court lacks federal subject matter jurisdiction over this case and that 6 removal was therefore improper. Removal is proper under 28 U.S.C. § 1441(a) only in an action in 7 which the district courts have original jurisdiction. Federal question jurisdiction exists under 28 8

Having reviewed Plaintiff's state court complaint and Defendants' Response to the OSC,

U.S.C. § 1331 where the resolution of Plaintiff's claims requires adjudication of a disputed 9 question of federal law. The Court must "strictly construe the removal statute against removal 10 jurisdiction." Gaus v. Miles, Inc., 980 F.2d 564, 566 (9th Cir. 1992) (citation omitted). As 11

Defendants note, federal question jurisdiction exists only where the plaintiff's properly pleaded complaint presents a federal question. Caterpillar, Inc. v. Williams, 482 U.S. 386, 392 (1987). A 13 federal question may be presented within the context of state law claims if the resolution of state 14 law claims depends on substantial questions of federal law. Grable & Sons Metal Prods. V. Dame 15

Defendants assert that Plaintiff's claims under Plaintiff's second cause of action depend on

17 the federal question raised by Plaintiff's reliance on definitions of predatory lending practices 18 established by "HUD and other governmental agencies." Resp. at 4. Defendants also note that the 19

Office of the Comptroller, a division of the U.S. Department of the Treasury, has defined predatory 20 lending and promulgated regulations to prevent such ...


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