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Steven Patterson, An Individual v. Workhorse Custom Chassis

August 10, 2012

STEVEN PATTERSON, AN INDIVIDUAL, PLAINTIFF,
v.
WORKHORSE CUSTOM CHASSIS, LLC, A CORPORATION; BANK OF AMERICA, A CORPORATION; POWER GEAR, A BUSINESS ENTITY FORM UNKNOWN; MCMAHON'S RV IRVINE, A BUSINESS ENTITY, FORM UNKNOWN; AND DOES 1 THROUGH 10, INCLUSIVE, DEFENDANTS. BANK OF AMERICA, N.A., COUNTER-CLAIMANT,
v.
STEVEN PATTERSON, AN INDIVIDUAL, COUNTER-DEFENDANT. MEGA RV CORP, A CALIFORNIA CORPORATION DOING BUSINESS AS MCMAHON'S RV, CROSS-CLAIMANTS,
v.
CUMMINS, INC., AN INDIANA CORPORATION; NORCO INDUSTRIES, INC., A CALIFORNIA CORPORATION DOING BUSINESS AS ADNIK; ROES 1-10, INCLUSIVE CROSS-DEFENDANTS.



The opinion of the court was delivered by: Honorable David O. Carter United States District Court Judge

JUDGMENT ON COUNTER CLAIMANT BANK OF AMERICA, N.A.'S MOTION FOR SUMMARY JUDGMENT OF COUNTER CLAIM

Following Order Granting Motion Dated June 29, 2012 [Docket #143]

Hearing: Date: June 25, 2012 Time: 8:30am Dept.: 9D

Complaint Filed: Nov. 12, 2009 Trial Date: August 28, 2012

JUDGMENT ON COUNTER CLAIMANT'S MOTION FOR SUMMARY JUDGMENT

The Court, having considered the Motion For Summary Judgment filed by Counter Claimant Bank of America, N.A., ("BofA"), and having considered all moving and opposing papers, and the argument of counsel, hereby makes the following conclusions of law:

1. The Court has jurisdiction of this action pursuant to 28 U.S.C. §1331.

2. On or about October 14, 2008, Steven Patterson executed a Retail Installment Sale Contract ("Contract") under which he agreed to purchase the Motorhome on credit based upon specific terms and repayment obligations.

3. BofA took assignment of the Contract from Mega RV for value and performed its obligations under the Contract.

4. Steven Patterson has no valid excuse to making payments under the express terms of the Contract.

5. Steven Patterson breached the terms of the Contract by failing and refusing to make payments to BofA as required under the express provisions of the Contract.

6. BofA sustained damages resulting from Steven Patterson's breach of the Contract.

7. BofA is entitled to recover its damages from Steven Patterson in the amount of $115,415.17 plus interest at the daily rate of $20.35 until paid.

8. BofA is entitled to repossession of the Motorhome so that BofA might mitigate its damages and off-set the ...


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