United States District Court, C.D. California
MICHAEL DON, EXECUTOR OF THE ESTATE OF RUBEN DON, LEROY LITTLE, by and through his Guardian ad Litem TAMARA PELHAM, and CAROLYN JAN LITTLE, Individually, and as the Class Representatives on behalf of those insureds similarly situated, Plaintiffs,
v.
UNUM GROUP a Delaware Corporation; and UNUM LIFE INSURANCE COMPANY OF AMERICA, a Maine Corporation, Defendants.
JUDGMENT
Dale
Fischer United States District Judge
Pursuant
to the Order (1) Approving the Class Action Settlement, (2)
Awarding Class Counsel's Fees and Class Counsel's
Expenses, (3) Awarding Service Awards and Payments to Class
Representatives, (4) Permanently Enjoining Parallel
Proceedings, and (5) Dismissing this Action with Prejudice:
IT IS
ORDERED AND ADJUDGED that:
1. The
Court has personal jurisdiction over the Parties and all
members of the Settlement Class, subject matter jurisdiction
over the claims in the captioned action (the Action), and
jurisdiction to approve the Stipulation For Settlement (the
Stipulation). The Settlement Class is subject to - and bound
by - this Judgment and includes, subject to the exclusions
listed below, the following persons:
"Settlement
Class" means, subject to the exclusions listed below,
all Class Members, except the following: (1) persons who
properly opted-out of the Settlement; (2) any officer,
director, employee or agent of Unum; and (3) any judge,
justice, or judicial official presiding over the Action and
the staff and immediate family of any such judge, justice, or
judicial official. Notwithstanding the above, no Claim shall
be eligible for or approved for Settlement Relief with
respect to any Policy for which a valid agreement or release
exists between Unum and the Settlement Class Member that
would preclude the Settlement Class Member's right to
receive relief from the Settlement.
"Class
Member" means and includes any person included in the
definition of Subclass I, Subclass IV, or Subclass VII.
"Subclass
I" means all current and former insureds nationwide
whose Unum LTC Policies state "[u]nless we tell you
something else, years, months and anniversaries that we refer
to are calculated from the Policy Date" and Unum used
(for insureds with "accrued damages"), is using
(for insureds "in claim"), or will use (for
"future claimant" insureds) the Effective Date. The
class representative for Subclass I is Don.
"Subclass
IV" means all current (as of the Settlement Agreement
Execution Date) and former insureds nationwide whose Unum LTC
Policies contain an optional provision for inflation
protection which states that their Lifetime Maximum Benefit
Amount will increase, and Unum applied (for insureds with
"accrued damages"), is applying (for "in
claim" insureds), or will apply (for "future
claimant" insureds) the annual inflation increase to the
remaining Lifetime Maximum Benefit Amount, even though the
word "remaining" does not quantify or reduce the
Lifetime Maximum Benefit Amount. The class representatives
for Subclass IV are Don for those insureds who have
"accrued damages, " and Pelham for the "in
claim" and "future claimant" insureds.
"Subclass
VII" means all current and former insureds under
Unum's LTC Policies nationwide issued pre-2002 who since
2010 received a "duplicate" policy that was not an
exact copy of their original policy. The class
representatives of Subclass VII are Pelham for "in
claim" insureds, and Little for "future
claimant" insureds.
Excluded
from the Settlement Class are the following policyholders who
timely filed exclusion forms: (1) ROBERT EDWARD GRACE, (2)
JENNIF GRACE, (3) DONNA J. CRISPENO, (4) LARRY E SHOFFNER,
(5) CAROLE M. BAGGETT, (6) NADINE KAY, (7) DOROTHY FEVOLD,
(8) PHOEBE A. BRODERICK, (9) JULIE CAMPBELL, (10) DAVID J.
MULLHOLAND, (11) ANN P. RIETH, (12) MICHAEL KUNKIN, (13)
FRANK HUMPRES JR, (14) JEAN ROLL, (15) GERALD E. MILLER, (16)
MARY MILLER, (17) PATRICIA A. BRISTOL, (18) DOUGLAS A.
LUETJEN, (19) THOMAS E. ROLL, (20) LUANNE O. BULLOCK, (21)
DEANNA D. FARRAH, (22) VIVIAN J. BARKER, (23) JOHN H.
LEBOEUF, (24) WILLIAM L. WEBB, (25) KAREN J. SEAT, (26)
DOROTHY E. CHALLINOR, (27) ELSIE T. MARUNO, (28) MILTON C.
CAMPBELL, (29) PRISCILLA D. MILLER, (30) WAYNE TERRY, (31)
CHARDELLE F. HULL, (32) SANDRA HATHAWAY, (33) DOROTHY J.
MORINAGA, (34) ANITA L. PIERCE, (35) SHAMEEM MIRZA, (36)
ROGER L. ROUCH, (37) K. DIANE ROUCH, (38) ANNA C. HAMPTON,
(39) KENNETH HAMPTON, (40) SUSAN C. RITTER, (41) KATHRYN
MULLHOLAND, (42) PATRICIA J. HUMPRES, (43) RONALD BRUYERE,
(44) KATHERINE M. AKAGI, (45) BARBARA A. COLUCCI, (46) YVONNE
B. NICHOLSON, (47) HOWARD W. NICHOLSON, (48) CONSTANCE SMITH,
(49) JULIE E. SMITH, (50) B. DARLENE OGAN, (51) NANCY B.
FRENCH, (52) RON D. BRUCE, (53) SUSAN M. MYERS, (54) DORIS A.
HENSON, (55) STANLEY G. SEAT, (56) HILARY FISHER, (57)
ELIZABETH A. SPRINGER, (58) JANET CASTLE, (59) ELIZABETH M.
STUCKART, (60) BOB L. VIA, (61) PAMELA VIA, (62) ERNIE R.
PROWS, (63) CHARLENE HERNANDEZ, (64) SANDRA K. BULLARD, (65)
MARY ANN YOUNCE, (66) SHIRLEY E. LIPPARD, (67) YOUSSEF
HATEFI, (68) STACY HACKNEY, (69) BEVERLY A. SILVEIRA, (70)
MARGARET T. HIGA, (71) LAWREN HIGA, (72) MONA J. GROVE, (73)
JULIE CILINO, (74) NATALIE BERKEY, (75) JANE VIAL, (76)
JACQUELINE JACOBS, (77) JIM BLACK, (78) CLYDE J. MCKINLEY,
(79) MARCIA A. ODELL, (80) THERESA SMYTHE, (81) MARJORIE
QUOCK, (82) PATRICE RANDLE, (83) JAMES LEON RANDLE, (84)
WILLIAM R. STRUCKMANN, (85) GWENDO STRUCKMANN, (86) LYNN A.
FRITZIUS, (87) DONNA C. WICKMAN, (88) JOYCE F. COFFIN, (89)
JANE Y. KUMAMOTO, (90) RYLLIS M. POINDEXTER, (91) CLARA
ELIZABETH MILLER, (92) EDITH M. JOHNK, (93) JEAN K. ERNST,
(94) MARK HOBBS, (95) JANET I. ARONSON, (96) BRETON LEWELLEN,
(97) KAREN D. LEWELLEN, (98) KAREN D. LEWELLEN, (99) BRENDA
K. DAMEK, (100) IRENE L. ALLEN, (101) VIMALA RAO, (102) JACK
W. BLOOMER, (103) MARION B. MAY, (104) MARLENE A. BLOOMER,
(105) CONNIE ROWAN, (106) PAUL A. ROWAN, (107) BONNIE B.
RUST, (108) MARION H. EMERY, (109) MARY A. MITCHELL, (110)
EDITH K. NOMI, (111) DIANE W. BOULAVSKY, (112) JUDY V.
WEAVIL, (113) ROGER HOLT, (114) SASHA RAMESSAR, (115) LANNY
BOYCE, (116) MAUREEN E. VINCENT, (117) JOAN HERNDON, (118)
CANDACE M. SILBER, (119) GUIDO H. STEMPEL, (120) RICHARD L.
SHERIDAN, (121) NANCY A. PERRY, (122) JOANNE CURATOLO, (123)
JOAN B. MORRELL, (124) GAIL L. RUTH, (125) KATHLEEN D.
GAGLIARDI, (126) ANTHONY J. RZEPELA, (127) DAVID CHAMPE,
(128) JENNIE F. KONDO, (129) MAUDE R. CALDWELL, (130)
GIOVANNI VIGNOLO, (131) SALLY J. WETZEL, (132) LINDA S.
KISER, (133) JUDY KELLER, (134) NONA L. ECHEVARRIA, (135)
DOMINGO ECHEVARRIA, (136) MARY A. HENSLEY, (137) DWAYNE L.
SNYDER, (138)
THERESA
A. MORIN-DOYLE, (139) ARLENE TYLER, (140) CHARLE SUTTLES,
(141) MICHELE SUTTLES, (142) JACK C. WILLIAMS, (143) LOUANN
LUTHER, (144) ELAINE ROSE, (145) WILLIAM J. FREDERICK, (146)
SHARON FREDERICK, (147) ROSALIE RETTMANN, (148) ROBERT H.
LEWIS, (149) MICHAEL A. CHASE, (150) KAREN M. FURUTA, (151)
ANGELINE T. MILLS, (152) SUSI B. SLOCUM, (153) DIANE B.
HUBBARD, (154) CYNTHIA G. LAKE, (155) ANTONIA MARIA FISHER,
(156) BARBARA SHANNAHAN, (157) PATRICIA GOODWIN, (158)
WILLIAM E. MOOREHEAD, and (159) NANCY MOOREHEAD.
2.
Venue is proper.
3. This
Action (including all the claims of Plaintiffs and the
Settlement Class Members) is dismissed, with prejudice on the
merits, without fees to any party except as provided in the
Stipulation to the extent not inconsistent with the
Court's Order awarding Class Counsel's Attorneys'
Fees and Class Counsel's Expenses.
4. The
Release set forth in Section IX of the Stipulation For
Settlement is incorporated into this ...